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                                          3 Mistakes to Avoid if You Want To Become Rich

                                          3 Mistakes to Avoid if You Want To Become Rich

                                          It is easy to get rich if you limit your spending, save your money, and invest it in the right places. We all understand it, but still do the opposite.

                                          We spend too much money, do not save anything, and invest poorly. People prefer to be ignorant about their financial situation because they do not understand their relationship with money.

                                          If you really want to change your money habits, you need to review your financial situation. Add up your earnings and subtract your expenses over a period of three months.

                                          If the figure is positive, your finances are in control and you earn more than you spend. If the figure is negative, your expenses exceed your income and you will soon find yourself in deep debts.

                                          Here are three money mistakes that everyone commits and ways to fix them.

                                          YOU TAKE ON TOO MUCH CREDIT CARD DEBT 

                                          Credit card debt has a huge impact on your financial situation. If you use your credit card to make purchases, you must pay off the full balance when you get your first bill. If you don’t, you will soon find yourself submerged in credit card debt. Here the only fix is to read the fine print.

                                          According to the law, credit card companies have to inform the customer how many years they will take to pay off the balance if they only pay the minimum amount each month.

                                          Because of compound interest rates that typically hover around 16%, credit card debt will keep growing and growing. If you really want to become rich, you must pay off your debts first.

                                          YOU CAN’T HELP SPENDING 

                                          Some people spend too much because it makes them feel good temporarily. Mixing money with your emotions is never recommended. Do not find solace in retail therapy.

                                          Spending will probably make you feel good temporarily, but you will experience more contentment if you save and grow your money. Resist the temptation to visit the mall when you are feeling alone or depressed. Do something else.

                                          YOU DEPRIVE YOURSELF 

                                          Saving is good, but it is not exactly fun. If you commit yourself to saving every penny a kind of discontentment may creep into your life after a while. This certainly is not the way to live.

                                          Austerity is okay but you can’t deprive yourself of all pleasures. There is a simple solution to this problem. Each week set aside some money for spending on things you love. This will allow you to splurge without upsetting your budget.

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